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The American Express Platinum Card UK is a premium credit card designed for those who want to earn rewards and travel in style. It offers a welcome bonus of 25,000 Membership Rewards points.
With the American Express Platinum Card UK, you can enjoy a range of benefits that make travelling easier and more rewarding. You'll receive airport lounge access, making your travel experience more enjoyable and stress-free.
The card also comes with a £300 annual credit, which can be used towards a range of travel-related expenses, such as flights, hotels, and car rentals. This can help you save money and make the most of your travel budget.
As a cardholder, you'll also receive a complimentary Gold Tier status with the hotel loyalty programme, Marriott Bonvoy, which can be used to get extra perks and benefits when staying at Marriott hotels.
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Card Details
To manage your American Express Platinum Card, you can set it up online, which includes viewing your PIN.
To get started, you'll need to set up your online card account. This will give you access to your card details and other useful features.
You can view your PIN as part of the online card account setup process.
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Travel Benefits
The Amex Platinum Card UK is a game-changer for travelers, offering a plethora of benefits that make your trips smoother and more enjoyable.
You and your supplementary cardholders can enjoy free access to over 1,400 airport lounges, including Priority Pass, Centurion Lounge, Delta Sky Club, and more, regardless of your airline or cabin class.
These lounges provide dining, resting, and entertainment services that will make your pre-flight experience a breeze.
One of the standout features of the Amex Platinum Card UK is its hotel membership levels, which automatically grant you membership levels of various hotel groups, such as Marriott Bonvoy Gold Elite, Hilton Honors Gold, Radisson Rewards Gold, and more.
These membership levels come with benefits like free breakfast, room upgrades, and late check-out.
With Fine Hotels & Resorts, you can enjoy benefits worth an average of around £400 per stay, including daily breakfast for two, $100 credit (for dining or spa), room upgrades (subject to availability), and guaranteed 4pm check-out when you book partner hotels through Amex.
A unique perspective: American Express Travel Airport Lounges
The Hotel Collection also offers a $75 credit (for dining or spa) and room upgrades (subject to availability) for each stay of two nights or more when you book partner hotels through Amex.
You can also enjoy a maximum of £300 dining cashback per year at selected restaurants, including Hakkasan, Zuma, Roka, and more, by registering for this benefit in Amex Offers and spending at the participating restaurants.
Here's a breakdown of the travel benefits you can enjoy with the Amex Platinum Card UK:
Travel insurance is also included, providing coverage for medical expenses, lost luggage, flight delays, and more, with a maximum coverage limit of £2 million for medical expenses and £2,000 for personal property loss or theft.
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You can also enjoy flight delay coverage, with a maximum coverage limit of £300 for additional expenses, including accommodation, meals, transportation, and more, if your flight is delayed for more than 4 hours or canceled.
And, if you have to cancel or interrupt your trip due to accidents, illness, or other reasons, you can enjoy trip cancellation or interruption coverage, with a maximum coverage limit of £7,500 for prepaid expenses, including airfare, hotel, activities, and more.
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The Centurion Lounge
The Centurion Lounge is a travel experience designed for American Express Platinum Card members. It offers a peaceful retreat at the airport with unlimited complimentary access to all locations.
You can bring up to two companions with you, but guest access policies may vary internationally by location and are subject to change. I've found that it's always a good idea to check the specific policies for each location before heading out.
The Centurion Lounge is part of the American Express Global Lounge Collection, which offers more than 1,400 Airport Lounges in over 650 cities across 140 countries and counting. This means you'll have plenty of options to choose from, regardless of where your travels take you.
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Here are some of the other lounges you can access with your Platinum Card:
- Priority Pass Lounges
- Delta Sky Club Lounges when Flying Delta
- Escape Lounges – The Centurion Studio Partner
- Eurostar Premier Lounges
- Lufthansa Lounges
- Airspace Lounges
- Plaza Premium Lounges
To find a lounge near you, you can use the Lounge Finder tool on the American Express website. This will help you explore all of their lounges and lounge networks you can visit with your Platinum Card.
Rewards and Earnings
The American Express Platinum card offers a range of rewards and earning opportunities that make it a compelling choice for frequent travelers and shoppers. You can earn double the points on all transactions with all merchants for a limited time, making it a great time to justify the card's fee.
Purchases that normally earn 1X point will now earn 2X points, which is a significant bonus for those who buy things online or use delivery services to stay busy at home. This move is especially useful if you're making a lot of purchases during this time.
With the Amex Platinum card, you can also earn two Amex points for every £1 spent with Amex Travel, in addition to one Amex point per £1 spent. This can add up quickly, especially if you're booking flights, hotels, or car rentals through Amex Travel.
Here are some of the key earning opportunities with the Amex Platinum card:
- 2X points for every £1 spent with Amex Travel
- 1X point per £1 spent on all other purchases
- Double points on all transactions with all merchants for a limited time
Double Earnings on Merchants
Double Earnings on Merchants can be a game-changer for cardholders. American Express is offering double the points on all transactions, with all merchants, for a limited time.
This means that purchases which would typically only earn 1X point will now earn 2X. For example, if you're buying delivery or other essentials to stay busy at home, this is a solid move.
The offer applies to all merchants, making it a great opportunity to earn more points. You can take advantage of this offer to boost your rewards and justify the fee.
If you're already using your Platinum Card to pay at local retailers, you can earn 1 point per £1 spent on your card.
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Higher Cash Back Rate
American Express is offering double the points on all transactions with all merchants for a limited time, making it a solid move for cardholders who are buying things like mad to stay busy at home.
This move definitely helps cardholders justify the fee by giving the card an attractive earning rate.
Purchases that would typically only earn 1X point will now earn 2X, and so forth.
As a cardholder, you can take advantage of this offer to earn more points on your everyday purchases.
American Express is a Which? Recommended Provider, scoring 79% in their latest survey and placing it second in their table behind Tesco Bank.
It scored five stars for its mobile app and clarity of statement, and four stars for its transparency of charges, application process, and customer service.
If you're considering a credit card to earn travel points, American Express is definitely worth a look.
What Are the Perks Worth?
The Amex Platinum card offers a range of benefits that can add up to a significant amount of value. The combined annual value of all the perks is around £2,500, but to get this full value, you'd need to make the most of every single benefit.
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One of the main benefits is the hotel benefits with Fine Hotels & Resorts, which can be worth up to £590 a year. However, certain room categories aren't eligible for upgrade and remain subject to availability at check-in.
Worldwide lounge access is another perk, worth £516 a year, but it's subject to space availability and wait times on the day. You'll also get worldwide travel insurance, which includes up to £2m in medical assistance and expenses, £2,000 for lost or stolen personal belongings, and £7,500 for trip cancellation.
New customers can also get a £400 online travel credit, but this is only available as part of the new customer bonus. The credit can be redeemed on flights, bookings at 1,500 worldwide hotels, or car rental.
Here's a breakdown of the estimated value of the Platinum perks:
These perks can add up to a significant amount of value, but it's essential to understand what you're getting and how to make the most of each benefit.
Frequently Asked Questions
What income do you need for Amex Platinum UK?
To be eligible for the Amex Platinum UK card, you'll need a minimum annual income of £35,000. Apply now to see if you qualify for this exclusive offer.
Can I get an American Express card in the UK?
To apply for an American Express card in the UK, you must be at least 18 years old and have a current UK bank or building society account. Check our eligibility criteria to see if you're eligible for a personal Card.
Sources
- https://royc30ne.xlog.app/amex-uk-platinum
- https://www.americanexpress.com/en-gb/benefits/travel/the-platinum-card/
- https://www.americanexpress.com/en-gb/benefits/get-started/the-platinum-card/
- https://www.which.co.uk/news/article/should-you-ever-pay-650-for-a-credit-card-aMAHD5J6a7ZA
- https://staging.godsavethepoints.com/amex-improved-cash-back-rate-uk-platinum/
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