American Airlines Credit Cards with Lounge Access: Worth the Cost

Author

Reads 1.3K

Cocktails Led Signage
Credit: pexels.com, Cocktails Led Signage

American Airlines credit cards can offer a range of benefits, but lounge access is a major perk for frequent flyers.

The Citi / AAdvantage Executive World Elite Mastercard is one such card that offers Admirals Club lounge access for cardholders and up to two guests. This can be a game-changer for travelers who value a quiet spot to relax before a flight.

With lounge access, you can enjoy complimentary food and drinks, as well as Wi-Fi and other amenities. The Citi / AAdvantage Executive World Elite Mastercard also offers a $100 statement credit for Global Entry or TSA PreCheck fees.

The Admirals Club lounges are available at many major airports, including Dallas/Fort Worth and Chicago O'Hare.

American Airlines Credit Cards with Lounge Access

Co-branded American Airlines credit cards offer exclusive perks, including Admirals Club membership, which grants access to airport lounges.

You can enjoy free checked bags and in-flight discounts with these cards, making them unbeatable for accessing perks.

Smiling woman in an airport lounge seat, bathed in warm evening light.
Credit: pexels.com, Smiling woman in an airport lounge seat, bathed in warm evening light.

Admirals Club membership is a valuable benefit, but you can also consider transferring points from other credit cards to book American Airlines flights through its partner airlines.

For example, you can transfer Chase Ultimate Rewards points to Iberia and British Airways, and then book American Airlines flights.

This strategy allows you to earn points on everyday expenses with lucrative cards like the Chase Sapphire Preferred Card or the American Express Gold Card.

Benefits and Features

If you're looking for American Airlines credit cards with lounge access, you'll want to consider the benefits and features of each card.

The Citi / AAdvantage Platinum Select World Elite Mastercard offers preferred boarding on American Airlines flights, allowing you to board after priority travelers. This perk can be especially useful if you're traveling with a group.

The card also offers 2X miles on American Airlines purchases, as well as at restaurants and gas stations. This means you can rack up miles on your typical everyday expenses and on your occasional flight purchases.

An American Airline Passenger Plane in the Airport
Credit: pexels.com, An American Airline Passenger Plane in the Airport

One of the most valuable benefits of the Citi / AAdvantage Platinum Select World Elite Mastercard is the first checked bag flies for free on domestic American Airlines itineraries for you and up to four companions on the same reservation. This can save you up to $400 per round-trip.

Here's a breakdown of the benefits and features of the Citi / AAdvantage Platinum Select World Elite Mastercard:

  • 2X miles on American Airlines purchases, restaurants, and gas stations
  • 1X miles on all other purchases
  • First checked bag flies for free on domestic American Airlines itineraries for you and up to four companions on the same reservation
  • Preferred boarding on American Airlines flights
  • $125 American Airlines flight discount certificate after spending $20,000 or more in purchases during your card membership year
  • No foreign transaction fees

The AAdvantage Aviator Red World Elite Mastercard also offers a companion certificate for one guest at $99 (plus taxes and fees) if you spend $20,000 on purchases within a calendar year. This can be a great option if you value a companion certificate without paying a hefty annual fee.

This card also offers 2X miles on American Airlines purchases and 25% savings on in-flight Wi-Fi, food, and beverage purchases.

Are Credit Cards Worth It?

American Airlines credit cards offer exclusive perks like free checked bags, companion certificates, and Admirals Club membership. These perks can't be found on any other card.

Modern spacious interior of lounge with TV and leather sofa
Credit: pexels.com, Modern spacious interior of lounge with TV and leather sofa

You can earn American Airlines miles, but they can be hard to earn and have a low transfer ratio of 3:1 with Marriott Bonvoy points.

General travel rewards credit cards, like the Chase Sapphire Preferred Card or the American Express Gold Card, offer higher bonus spending category rates, making them a better option for earning points to redeem toward award flights with American Airlines.

By using a co-branded American Airlines credit card, you get access to exclusive perks, but for earning points, a general travel rewards credit card might be a better choice.

Frequently Asked Questions

Who is eligible for American Airlines Flagship Lounge?

Flagship Lounge access is available to First and Business customers, with additional perks for Flagship First customers

Lillie Skiles

Writer

Lillie Skiles is a rising voice in the world of journalism, known for her in-depth coverage of financial and consumer-related topics. With a keen eye for detail and a passion for storytelling, Lillie has established herself as a trusted source for readers seeking accurate and informative articles. Her writing has been featured in various publications, with notable pieces including an exposé on Wells Fargo's banking issues, which shed light on the company's practices and their impact on customers.

Love What You Read? Stay Updated!

Join our community for insights, tips, and more.