Amazon USBank Offer: A Comprehensive Guide to Savings and Rewards

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The Amazon US Bank offer is a fantastic way to save money and earn rewards on your purchases. You can earn 5% cash back on up to $1,000 in combined purchases at Amazon and Whole Foods Market each quarter.

To start earning rewards, you'll need to apply for the Amazon US Bank offer through the Amazon website. You'll also need to have a US Bank credit card to link to your Amazon account.

The cash back rewards are automatically credited to your US Bank credit card account, making it easy to track your earnings.

Expand your knowledge: Usbank Com Rewards Center

The Offer

You can get 50% off your Amazon purchase when paying with U.S. Bank Rewards, up to a $50 maximum discount.

This deal can be a sweet one, as shown by a user who got $50 off their $154 sale price AirPods 2.

Here are the details of the offer in a nutshell:

  • 50% discount up to $50

What it is

The Offer is a popular American television drama series that premiered in 2022. It's a remake of the 1970s series of the same name.

Person Holding a Bank Card
Credit: pexels.com, Person Holding a Bank Card

The show is a crime drama that follows the story of a Philadelphia crime family. The family's patriarch, Abe Adams, is a powerful and ruthless figure who will stop at nothing to maintain his empire.

The series explores the complexities of the family's relationships and the moral compromises they make to achieve their goals. It delves into themes of loyalty, power, and the cost of ambition.

Abe's son, Philip, is a central character in the show, and his struggles to navigate the family business and his own moral code drive the plot forward.

How to get it

To take advantage of the 50% off Amazon purchase deal with U.S. Bank Rewards, you'll need to have a U.S. Bank account. You can open a U.S. Bank account online without a personal address in the U.S., but some banks may ask for proof of a U.S. business address.

To open a business account, select a bank that matches your criteria, apply for an account online, submit the required documents, and wait for approval. This can take anywhere from 10 minutes to several weeks.

Here's an interesting read: Remove Address

A Person Transacting a Bank card Online Using a Laptop
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You'll need to have enough U.S. Bank Rewards points to cover your Amazon purchase, but with the Amazon redemption option, you can liquidate your points to cover partial purchase charges.

To get started, you'll need to apply for the U.S. Bank Rewards program and earn points. You can earn 500 points in just a few weeks, as one user did with the Real-Time Rewards program.

A different take: Bofa More Rewards Day

Our Verdict

U.S. Bank's shop with points deal is a game-changer, and I'm excited to see it's back for the third time in 2024. This deal offers a 50% discount, up to $50 off, on third-party gift cards, but not Amazon or Visa gift cards.

If you're targeted for future promotions, take advantage of them as you can just redeem a single point to trigger the discount. I tried it myself and was able to put the rest of the purchase on Amazon GC, so I put $0.00 on my US Bank card, used $0.01 in points, and got the $50 off.

See what others are reading: Kia Offer Military Discount

Credit: youtube.com, How To Redeem Your U.S. Bank Rewards On Amazon (How To claim US Bank Rewards On Amazon)

The deal is valid until 11/20/2024, but be aware that it might expire sooner than the expiration date due to a limit of 900 uses. Here are some examples of third-party gift cards that are eligible for this deal:

  • Safeway/Albertsons
  • Whole Foods
  • Best Buy (physical)
  • Netflix
  • Gamestop
  • Uber
  • Lyft
  • Airbnb
  • Hotels.com
  • Southwest
  • Starbucks
  • Chipotle
  • Nordstrom
  • Lowe’s

Keep an eye on the deal's status, as it has been updated several times in the past, with the most recent update on 10/8/2024.

Amazon and U.S. Bank

Amazon has partnered with U.S. Bank to offer Shop With Points, allowing you to redeem points for Amazon purchases with a redemption rate of one-cent-per-point.

The redemption rate is reportedly lower than the 1.5 cents per point when redeemed for travel on the Altitude Reserve card.

You can already do real-time rewards at $10+, which is a nice feature.

It will be good for cashing out U.S. Bank rewards that haven't reached the $25 minimum on the cash+, which is a benefit.

Non-US Amazon sellers may need to open a U.S. Bank account, and some banks may ask for proof of a U.S. business address.

Credit: youtube.com, How to Redeem US Bank Rewards on Amazon?

To open a business account, you can select a bank that matches your criteria, apply online, submit required documents, and wait for approval.

The application procedures can differ significantly, ranging from 10 minutes to several weeks.

With Shop With Points, you can liquidate your points to cover partial purchase charges, which is a nice way to redeem.

Business Bank Account

Having a business bank account is a must for any Amazon seller, regardless of the size of their business.

It increases the likelihood of getting approved for a business loan, which can be a lifesaver for small sellers who need extra funds.

Accepting credit card payments is essential for online transactions, and having a business account enables you to serve more customers.

Separating personal and business finances simplifies accounting and allows you to receive checks addressed to your business instead of yourself as an individual.

A business account creates more trust among your vendors because business accounts have more sophisticated entry barriers and show that a bank trusts your company.

Credit: youtube.com, US Bank Account for Amazon Merchants

Most U.S. banks provide FDIC insurance for their business accounts, ensuring financial security in case of a bank failure or closure.

Non-US Amazon sellers may need to open a U.S. business bank account, and there are several U.S. banks that allow online applications without a physical visit.

To open a business account, you'll typically need to submit business organization documents, business identification documents, EIN, business licenses, personal identification documents, and proof of commerce.

Application procedures can vary significantly between banks, ranging from 10 minutes to several weeks.

If this caught your attention, see: Opening a Bank Account in Mexico

Sheldon Kuphal

Writer

Sheldon Kuphal is a seasoned writer with a keen insight into the world of high net worth individuals and their financial endeavors. With a strong background in researching and analyzing complex financial topics, Sheldon has established himself as a trusted voice in the industry. His areas of expertise include Family Offices, Investment Management, and Private Wealth Management, where he has written extensively on the latest trends, strategies, and best practices.

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