Allianz Travel Medical Insurance for Travelers and Tourists

Allianz offers a wide range of travel medical insurance plans to suit different needs and budgets.

Their plans can be customized to include coverage for pre-existing medical conditions, which is a huge plus for travelers with ongoing health issues.

Allianz also provides 24/7 emergency assistance, which can be a lifesaver in case of a medical emergency abroad.

Their insurance plans can be purchased online or through a licensed agent, making it easy to get the coverage you need before your trip.

Allianz offers a range of single-trip plans, each with varying levels of coverage. The OneTrip Basic plan includes up to $10,000 in trip cancellation coverage.

The OneTrip Prime plan provides more comprehensive coverage, including up to $100,000 in trip cancellation coverage and up to $150,000 in trip interruption coverage. The Emergency Medical plan offers up to $50,000 in emergency medical coverage, but no trip cancellation or interruption coverage.

Here's a breakdown of the coverage amounts for each single-trip plan:

Allianz offers a range of single-trip plans, each with varying levels of coverage.

OneTrip Basic is a good starting point, with up to $10,000 in coverage for trip cancellation, interruption, and emergency medical expenses. It also covers luggage loss up to $500 and delay up to $200.

OneTrip Prime offers more comprehensive coverage, with up to $100,000 for trip cancellation, up to $150,000 for trip interruption, and up to $50,000 for emergency medical expenses.

OneTrip Premier provides the highest level of coverage, with up to $200,000 for trip cancellation, up to $300,000 for trip interruption, and up to $75,000 for emergency medical expenses.

If you're prioritizing emergency medical coverage, the OneTrip Emergency Medical plan is a good option, covering up to $50,000 in medical expenses.

OneTrip Cancellation Plus offers coverage for trip cancellation and interruption, but doesn't cover emergency medical expenses.

Here's a breakdown of the single-trip plans' coverage amounts:

The free look period is a crucial part of your policy, allowing you to review and understand the terms before committing to it.

If you receive your plan documents and find that certain protections you were expecting are listed as exclusions, you have 15 days to request a refund. This timeframe can be longer, depending on your state of residence.

You can only request a refund if you haven't started your trip or initiated a claim.

Allianz offers five plans, so travelers can choose a policy that covers what's important to them. Children under 17 can be included for free on an eligible plan.

Allianz travel insurance costs increased dramatically when benefits for trip cancellation and trip interruption were included, so if you don't have a lot of nonrefundable costs associated with your trip, you may want to stick with the OneTrip Emergency Medical plan.

Here are some key features of Allianz's plans:

Allianz tends to be similar in price to comparable plans, but with less coverage and options. For example, the OneTrip Prime plan has emergency medical coverage up to $50,000, which is a decent amount, but for trips like cruises and travel abroad, I recommend a minimum of $100,000.

The Silver plan is a great option for those who prioritize domestic travel. It offers 100% of insured trip cost for trip cancellation, which is a significant protection for travelers.

This plan is also a good choice for those who want emergency medical coverage. The Silver plan provides $25,000 in emergency accident & sickness medical coverage, which can be a lifesaver in case of a medical emergency abroad.

One of the benefits of the Silver plan is its affordable price point. From $16, it's a budget-friendly option for travelers who want to stay protected on their trips.

Here are the key benefits of the Silver plan at a glance:

The Gold plan offers impressive benefits for travelers. It covers 100% of insured trip cost for trip cancellation.

This level of protection can be a huge relief for those who've invested a lot in their trip. I've seen friends cancel trips due to unexpected events, and this kind of coverage can make all the difference.

Here's a breakdown of the Gold plan's key features:

These benefits can provide peace of mind, especially when traveling abroad. It's always better to be prepared for any situation that may arise.

The Platinum plan is a top-of-the-line option that offers comprehensive protection for your trip. This plan includes 100% of Insured Trip Cost for Trip Cancellation, which means you'll be reimbursed for the full cost of your trip if you need to cancel.

One of the standout features of the Platinum plan is its coverage for emergency medical situations. You'll have access to $250,000 in Emergency Accident & Sickness Medical coverage, which can be a lifesaver in case of an unexpected medical emergency.

The Platinum plan also includes $3,000 in Baggage & Personal Effects coverage, which can help you recover if your luggage is lost, stolen, or damaged. This can be a huge relief if you're traveling with valuable or essential items.

Here are the key features of the Platinum plan at a glance:

With an impressive 4.8-star rating based on 2398 reviews, it's clear that the Platinum plan is a popular and reliable choice among travelers.

Allianz travel medical insurance offers a range of benefits and features to protect your trip expenses.

You can choose from five different plans, each with varying levels of standard benefits.

The three comprehensive plans Allianz offers provide reimbursement for accidents and illnesses during your trip.

Allianz health insurance coverage is available on these plans, which can be a lifesaver if you need medical attention while abroad.

Trip interruption coverage is also included, which can help cover nonrefundable costs incurred if your trip is interrupted.

This can be especially helpful if you've already paid for nonrefundable travel arrangements.

Trip cancellation coverage repays prepaid, nonrefundable costs such as hotels and tour bookings in the event your trip is canceled.

Lost luggage coverage is also available, which can help cover the cost of replacing your personal effects when your luggage is lost.

Delayed luggage coverage reimburses reasonable expenses, such as for clothing and toiletries, when your luggage has been delayed.

Emergency evacuation coverage is also included, which arranges and pays the cost to transport you to a medical facility for care.

Pre-existing condition coverage is available on some plans, which covers costs for acute flare-ups of pre-existing conditions.

Here are some of the standard benefits you can expect from Allianz travel insurance:

These benefits can provide peace of mind and financial protection if something goes wrong on your trip.

To purchase an Allianz travel insurance policy, you can go to their get a quote page and choose from different plan types, including single trip, annual, or rental car policies.

You'll need to fill out your trip information, such as travel dates and destination, and your age. This will help you get a quote for eligible plans and prices.

Allianz tends to be similar in price to comparable plans, but with less coverage and options. For example, the Allianz OneTrip Prime plan costs $217, which is a decent amount, but may not be enough for trips like cruises and travel abroad.

To give you a better idea, here are some price comparisons with other travel insurance companies: the Travel Insured Worldwide Trip Protector plan costs $228, and the Trawick Safe Travels Voyager plan costs $241.

Annual Emergency Evac is a crucial aspect of the insurance process. It's essential to understand the process, as it can be a lifesaver in case of an emergency.

Most insurance policies require policyholders to evacuate their premises within a specific timeframe, usually 24 to 48 hours, after a declared emergency. This timeframe can vary depending on the type of emergency and the policy's terms.

The evacuation process typically involves notifying authorities, securing valuables, and leaving the premises. It's also essential to follow evacuation routes and instructions provided by emergency services.

Emergency evacuation procedures often include a mandatory meeting point for policyholders to gather and account for everyone's safety. This meeting point is usually designated in the policy documents or by local authorities.

To buy insurance, you'll typically need to visit the insurer's website and navigate to their "get a quote" page.

From there, you can choose from different plan types, such as single trip, annual, or rental car policies.

You'll then need to fill out your trip information, including travel dates and destination, as well as your age.

This will help you determine which plans are eligible for you and what prices you can expect.

You'll be presented with a list of plans and prices, allowing you to pick one that suits your needs.

Once you've chosen a plan, you can complete the checkout process to finalize your purchase.

If you need to file a claim with Allianz travel medical insurance, you can do so online via its claims center.

To get started, make sure you have all the necessary information on hand, including what happened, what the claim is for, when the issue occurred, and how much you're claiming.

You'll also need to provide proof of your loss, which can be uploaded to the claims center.

Allianz provides 24/7 travel assistance to customers. You can call 800-654-1908 from the U.S. or Canada for help.

Within the U.S. or Canada, you can reach Allianz's 24/7 assistance by dialing 800-654-1908. This service is available 24 hours a day, 7 days a week.

Allianz's 24/7 assistance can help you with issues such as finding new flights and providing information about your destination.

Filing a claim can be done online, which is a convenient option for those who prefer to handle things digitally.

You'll need to have some basic information on hand, such as what happened, what the claim is for, when the issue occurred, and how much you're claiming.

Having this information readily available will make the process much smoother and faster.

To support your claim, you'll also need to provide proof of your loss, which can be uploaded to the claims center.

This could include documentation, receipts, or other relevant evidence that demonstrates the extent of your loss.

Allianz has a special Epidemic Coverage Endorsement that can offer coverage for Covid-19 related issues. This means they're taking the pandemic into account, but their Covid coverage isn't as straightforward as some other providers.

Allianz's Covid coverage isn't as clear-cut as some other insurance providers, who treat Covid as any other illness for both cancellation and medical treatment.