Alliant Credit Union Savings Rate: A High-Yield Option

Alliant Credit Union offers a competitive savings rate that's hard to beat. With a high-yield savings account, you can earn a rate of 2.20% APY on your deposits.

This rate is significantly higher than the national average, making it a great option for those looking to grow their savings.

Alliant Credit Union is an online credit union based in Illinois.

It offers a range of deposit accounts and lending products to its members. Its savings APYs may not be the most impressive, but it makes up for it with competitive rates on share certificates.

You can access your account online or through their mobile app, available for both iOS and Android devices.

Alliant Credit Union has a strong ATM network, with over 80,000 fee-free ATMs across the country. If you do need to use an out-of-network ATM, you'll still get a fee rebate.

Here are some key features of Alliant Credit Union's accounts:

The Alliant High-Rate Savings Account offers a 3.10% APY, which is well above average for national credit unions. The CIT Bank Platinum Savings account, on the other hand, offers up to 4.35% APY, but requires a minimum balance of $5,000 to earn the highest rate.

Here's a comparison of the two accounts in a table:

The Alliant High-Rate Savings Account requires a minimum balance of $100 to earn the highest rate, making it a better option for those with smaller savings balances.

The Alliant High-Rate Savings Account is a solid option for those seeking a high-yield savings account.

It has a minimum balance requirement of $5, which is lower than some other savings accounts.

The account offers a 3.10% APY, which is a notable yield for a national credit union.

You can open the account online or on the phone with just a $1 deposit.

The Alliant High-Rate Savings Account also offers instant access with no charge, making it a convenient option for those who need to withdraw cash.

Here's how it stacks up against some other popular savings accounts:

The Alliant High-Rate Savings Account's ATM card offers expansive fee-free ATM access, with over 80,000 machines in the Alliant network.

This is a big selling point for those who want to be able to withdraw cash without heading inside a bank branch.

You can also open nearly 20 separate savings accounts linked to your main High-Rate Savings Account, making it easier to save for and track goals.

The State Bank Regular Saver is a great option for those looking to save for a fixed period. You can save up to $3,000 at a fixed rate of interest for 12 months.

To open an account, you'll need to make a $25 deposit. After that, you'll need to deposit at least $25 a month, with a monthly subscription limit of $250. Any unused subscription can be carried over to the following months.

One thing to note is that no partial withdrawals are allowed during the 12-month period. This means you'll need to stick to your savings plan for the full year.

The interest rates are fixed and paid after 12 months, with a 5% AER/gross rate for State Alliant Bank SAB or State Alliant Bank Advance customers. This is a great way to earn interest on your savings.

If you're a parent, you might appreciate that this account is available to 7-17 year olds, making it a great way to teach them about saving and financial responsibility.

Here are the key details of the State Bank Regular Saver at a glance:

State Bank Sab is a great option for those looking to start saving early. You can open an account with just a $10 deposit.

To open the account, you can visit a branch or give them a call. It's a straightforward process.

Once you've opened the account, you can take out money at a branch using your Cash Book. This is convenient if you need access to your funds.

One of the unique features of State Bank Sab is that on your 11th birthday, you'll receive a current account with a State Alliant Bank Visa debit card. This is a great way to teach kids about managing their money.

Here are some key details about the State Bank Sab account:

The Fixed Rate Saver from State Alliant Bank is a great option for those who want to save for a fixed term. You can choose to save for 3 months to 3 years.

The minimum deposit required is between $2,000 and $1,000,000, giving you a lot of flexibility to save what you can. For deposits of $50,000 or more, early withdrawals in full or in part are not permitted, but for balances below $50,000, early withdrawal in full is possible subject to a fee of 90 days' gross interest.

Interest rates are fixed and paid monthly, annually, or on maturity depending on the term. The interest rates vary depending on the amount invested and term chosen, ranging from 0.30% to 0.70% AER/gross.

Here's a breakdown of the interest rates for the Fixed Rate Saver:

The Fixed Rate Saver is available to State Alliant Bank Current Account customers only, so make sure you have one of those accounts before applying.

The Alliant credit union savings rate is a great option for those looking for a high-yield savings account with minimal fees. You can open an account with just $5, which is a very low minimum balance requirement.

One of the standout features of the Alliant High-Rate Savings Account is its low fees. There's no monthly fee if you opt for electronic statements, and even if you don't, the paper statement fee is just $1 per month.

The account also offers a high yield, well above average for credit union savings accounts. In fact, it's one of the best around.

You can access your money with an ATM card and enjoy fee-free withdrawals at over 80,000 ATMs. This is a great perk for those who want to withdraw cash directly from their savings balance.

Another useful feature is the ability to set up to 19 supplemental savings accounts, each earning the same high yield and with deposit insurance coverage. This is perfect for saving towards multiple goals simultaneously.

Here are the key benefits of the Alliant High-Rate Savings Account at a glance:

The interest rate on your savings account is a big deal, and Alliant Credit Union has got it covered. Their account yields 3.10% APY on all balances.

To earn this interest rate, you need to maintain an average daily balance of $100 or more.

This means that as long as you keep a balance of at least $100 in your account, you'll start earning that 3.10% APY.

Alliant Credit Union is a not-for-profit financial cooperative that serves over 700,000 members.

Alliant Credit Union is headquartered in Chicago, Illinois, and has been in operation since 1935.

The credit union offers a wide range of financial services, including checking and savings accounts, loans, and investment products.

Alliant Credit Union is an online credit union based in Illinois. It offers its members a range of deposit accounts and lending products.

One of the notable features of Alliant Credit Union is its array of account types, including checking, savings, and share certificates. You can choose the account that suits your needs.

The credit union has a minimum deposit requirement of $100, which is relatively low compared to other financial institutions. This makes it accessible to a wider range of people.

If you register for e-statements, you can enjoy $0 monthly fees, which can save you money in the long run. This is a great incentive for those who want to avoid unnecessary fees.

Alliant Credit Union has a large network of over 80,000 surcharge-free ATMs, making it easy to access your cash when you need it. This is a huge advantage for those who travel frequently or have multiple locations.

Here are some of the key features of Alliant Credit Union at a glance:

The credit union also offers mobile app availability for both iOS and Android devices, making it easy to manage your accounts on the go. Direct deposit and bill pay are also available, making it a convenient option for those who want to manage their finances easily.

The State Bank Cash ISA is a flexible savings option that offers tax-free savings. You can receive a Loyalty rate for 12 months from the date of each payment into your ISA.

To open an account, you'll need to make a $1 deposit, and you can do so online, via the mobile app, in branch, by post, or on the phone. This account is only available to State Alliant Bank Current Account customers.

Interest rates are variable and paid monthly. Here's a breakdown of the interest rates:

This account offers instant access with no charge, and you can transfer funds in real time to or from your State Alliant Bank SAB Current Account.

Alliant High-Rate Savings Account stands out from the crowd with its above-average yield, which is well above average for national credit unions. This means you'll earn a higher interest rate on your savings compared to many other credit unions.

The ATM card that comes with the Alliant High-Rate Savings Account is a game-changer. It's unusual for a savings account to come with an ATM card, but Alliant's card is fee-free and can be used at over 80,000 machines.

You can open nearly 20 separate savings accounts linked to your main High-Rate Savings Account, making it easy to budget and set savings goals. Each subaccount earns the same high yield and has the same features and capabilities.

Here are the key features that set Alliant apart:

If you're considering opening a savings account with Alliant Credit Union, there are a few things to keep in mind.

To qualify for this savings account, you must already be an Alliant Credit Union member. This is a requirement, so make sure you're eligible before applying.

The interest rate offered by Alliant Credit Union may not be the highest available on the market. It's essential to shop around and compare rates to ensure you're getting the best deal.

Interest on your balance will only be earned if it's $100 or more. If your balance is below this threshold, you won't earn any interest.

Here are the key drawbacks to consider: