Alliance Bank Malaysia Offers Comprehensive Financial Solutions

Alliance Bank Malaysia provides a wide range of financial services to cater to the diverse needs of its customers. From personal banking to corporate banking, they have got it all.

Their personal banking services include savings and current accounts, credit cards, and loans. For example, they offer a variety of credit cards that reward customers with cashback, rewards points, or travel miles.

One of the key benefits of banking with Alliance Bank Malaysia is their commitment to providing excellent customer service. They have a team of experienced bankers who are always ready to assist customers with their queries and concerns.

Their services are designed to be accessible and convenient, with multiple channels for customers to bank with them, including online banking, mobile banking, and a network of branches and ATMs.

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Alliance Bank Malaysia is a full-fledged bank in Malaysia, licensed by Bank Negara Malaysia under the Financial Services Act 2013.

The bank has a network of over 90 branches and over 140 ATMs across the country.

For another approach, see: Swift Code of Public Bank Malaysia

Alliance Bank Malaysia offers a wide range of personal banking services, including savings accounts, current accounts, and credit cards.

Their savings accounts offer competitive interest rates and flexible terms, making them a popular choice among Malaysians.

Alliance Bank Malaysia also offers a variety of credit cards with rewards and benefits tailored to different lifestyles and preferences.

Their credit cards are accepted at merchants across the country, making them a convenient payment option.

The bank's online banking platform provides 24/7 access to account information and transactions, making it easy to manage finances on the go.

For another approach, see: Western Alliance Bank High Yield Savings Account

Alliance Bank Malaysia's financial performance is a story of steady growth and improvement. The bank's net sales increased from 43.22B in 2025 to 45.73B in 2026, a 6.2% jump.

Net income also saw a significant boost, rising from 14.62B in 2025 to 15.69B in 2026, a 7.3% increase. This growth is a testament to the bank's effective management and strategic planning.

The bank's net income margin is impressive, with a net income of 794M in 2026 compared to 740M in 2025, a 7.3% increase. This indicates a healthy profitability for the bank.

The bank's revenue streams are diversified, with a net sales of 45.73B in 2026. This includes a wide range of financial services, from loans and deposits to investment and insurance products.

Here's a breakdown of the bank's net sales and net income for the years 2025 and 2026:

The bank's financial performance is a reflection of its commitment to providing excellent customer service and innovative financial solutions. With a strong track record of growth and profitability, Alliance Bank Malaysia is well-positioned for future success.

Alliance Bank Malaysia's valuation metrics are quite impressive, with a capitalization of up to 65.84B.

The bank's P/E ratio is expected to be around 11x in 2025, which is a relatively stable metric. Its EV/Sales ratio is projected to be approximately 3.71x in 2025.

The free-float market capitalization is not available, but the bank's yield is expected to increase to 4.48% in 2026, up from 4.21% in 2025.

The quotes and performance of an investment can be a crucial aspect of its overall valuation and ratings. A 1-day gain of +0.76% is a relatively small increase, but it's a start.

Looking at the bigger picture, a 1-week gain of +1.54% is a more significant improvement. This suggests that the investment is gaining momentum over time.

The current month has also seen a +1.54% gain, which is consistent with the 1-week performance. This stability is a good sign.

Over the past 1 month, the investment has seen a substantial gain of +5.18%. This is a clear indication of its growth potential.

Breaking it down further, we can see that the investment has gained +17.59% over the past 3 months and +30.37% over the past 6 months. These long-term gains are impressive.

To summarize the performance of this investment, here's a quick snapshot of its gains over different time periods:

Valuation is a crucial aspect of evaluating a company's worth. The P/E ratio, or price-to-earnings ratio, is a key metric used to determine the value of a stock.

The P/E ratio for Alliance Bank Malaysia in 2025 is 11x, indicating that investors are willing to pay 11 times the company's earnings for its stock.

Enterprise value, another important metric, is the total value of a company, including its debt and cash. For Alliance Bank Malaysia, the enterprise value in 2025 is a staggering 8.11 billion.

The EV/Sales ratio, which compares a company's enterprise value to its sales, can also provide valuable insights. For Alliance Bank Malaysia in 2025, the EV/Sales ratio is 3.71x.

Here's a summary of the key valuation metrics for Alliance Bank Malaysia:

The free-float, which represents the portion of a company's outstanding shares that are available for trading, is not available for Alliance Bank Malaysia. However, the yield, or return on investment, can provide a better picture of the company's value. In 2025, the yield for Alliance Bank Malaysia is 4.21%, while in 2026, it's expected to be 4.48%.

RAM Ratings has affirmed the A1 rating for the sukuk programme of a Malaysian company, while maintaining the P1 rating for the sukuk issuance.

The affirmation reflects the company's strong credit profile, driven by its stable cash flows and low gearing.

The sukuk programme has a large and diversified investor base, which provides liquidity and flexibility.

The A1 rating is a reflection of the company's ability to meet its financial obligations, while the P1 rating indicates the sukuk's low credit risk.

The ratings are based on the company's strong financial performance, which has been consistent over the years.

The affirmation of the ratings is a positive development for the company's investors, who can now have greater confidence in the company's creditworthiness.

Take a look at this: Western Alliance Bank Rating

Alliance Bank Malaysia offers its customers 24/7 access to their financial information through the allianceonline mobile app.

The bank's digital wealth platform allows clients to view their investment portfolio, insurance policies, loans, and other financial products in one place.

With the Comarch Wealth Management system, clients can also place orders and authorize recommendations from their relationship managers.

The platform supports digital communication and interaction through chat and video-conferencing capabilities between relationship managers and their clients.

The digital wealth platform is designed to enhance the client-bank relationship and provide clients with a consolidated wealth picture.

The system includes various functionalities such as Advisor Front-Office, which supports crucial bankers' activities including client and task management.

The Advisor Front-Office also provides 360-degree customer views, sales support, campaign management, investment advisory, and more.

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