
Getting a AHIP certification can be a significant investment, but understanding the costs involved can help you plan accordingly. The total cost of AHIP certification can range from $495 to $795, depending on the level of certification and the member type.
There are different levels of AHIP certification, including the AHIP QBP, AHIP QBP with Specialized Knowledge, and AHIP QBP with Advanced Specialized Knowledge. The cost for each level varies, with the AHIP QBP costing $495 and the AHIP QBP with Advanced Specialized Knowledge costing $795.
To break down the costs further, let's take a look at the fees associated with each level of certification. The AHIP QBP requires a one-time application fee of $150, while the AHIP QBP with Specialized Knowledge requires a one-time application fee of $200.
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What Is AHIP?
AHIP certification is a requirement for insurance agents selling Medicare Advantage and Prescription Drug Plans during the annual enrollment period.

AHIP stands for Association of Health Insurance Professionals, which offers certification for insurance agents.
AHIP certification is a two-part course: AHIP Medicare Training (and recertification) and AHIP Fraud, Waste and Abuse Training.
Insurance agents must be AHIP-certified to sell Medicare Advantage or Medicare Prescription Drug Plans during the annual enrollment period.
AHIP certification increases an insurance agent's earning potential and assures prospective clients of their expertise.
AHIP certification is a must-have for insurance agents working for an insurance carrier, as their employer will require proof of certification.
Why Get Certified?
Getting certified through AHIP is a must for agents who want to sell Medicare Advantage or Part D prescription drug plans. This is a requirement to offer MA, MAPD, and/or PDPs during the Annual Enrollment Period.
You'll need to take the AHIP on or after June 21st if you plan to sell these types of plans. Training for plan year 2024 opens up on June 21, 2023.
Why Certification Matters

Getting AHIP certification is a game-changer for insurance agents. It's required to sell Medicare Advantage or Medicare Prescription Drug Plans during the annual enrollment period.
As an agent, you'll need to take the AHIP training to offer MA, MAPD, and/or PDPs during the Annual Enrollment Period. Training for plan year 2024 opens up on June 21, 2023.
AHIP certification is not just about personal benefits, it also means you're equipped to protect and advocate for your senior clients. This is especially important, as your clients are counting on you for expert guidance.
Your employer will require proof of AHIP certification if you work for an insurance carrier. This is a standard requirement, so be sure to stay on top of it.
Individual insurance agencies may also require additional carrier-specific training, so be prepared to put in extra work if needed.
Fraud, Waste & Abuse
Getting certified in Medicare training is a great way to gain a deeper understanding of the healthcare industry, and one of the most important aspects of this training is learning about Fraud, Waste & Abuse.
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You'll have access to a comprehensive training course that covers the basics of Fraud, Waste, and Abuse, including Nondiscrimination Training, Medicare Fraud, Waste, & Abuse, and General Compliance.
This training is designed to help you understand the risks and consequences of fraudulent activities, and how to identify and report potential issues.
The course includes unlimited attempts until you reach a 70% passing score, so you can take your time to thoroughly understand the material.
The training modules are broken down into clear and concise sections, making it easy to follow along and absorb the information.
Here are the training modules you can expect to cover:
- Nondiscrimination Training
- Medicare Fraud, Waste, & Abuse
- General Compliance
For more information, including the user guide, be sure to check out the AHIP Medicare Training website.
Cost and Pricing
The AHIP certification cost is $175, which includes the training and three chances to pass the exam with a 90% or better. This fee is an annual training, so you'll need to pay it every year to maintain your certification.

Many insurance carriers offer a discount link that can get you $50 off the course fee, but it's not a promo code or coupon code - it's a special promotional link that automatically applies the discount. You can check out a post for the current AHIP discounts to see which carriers are offering this deal.
Most carriers offer a $50 discount if you take the test through their broker portal, so it's worth exploring those options to save some money.
Plan Pricing
The cost of the AHIP training is $175 per year, which may seem steep, but it's an annual fee that's required to complete the training and exam.
Many insurance carriers offer a discount link that can get you $50 off the course fee, which is a nice perk if you're eligible.
You'll need to pay the full $175 fee if you don't have access to a discount link, so it's worth exploring your options to see if you qualify for a discount.
Exam Cost
The AHIP exam costs $175 without any discount, which includes training and three chances to pass the exam with a 90% or better.
Many national carriers, such as Humana and UnitedHealthcare, have offered $50 discounts in the past, but new CMS rules have put those discounts in doubt.
The cost of the AHIP certification is $175 per year, although it may be reduced for agents affiliated with a Medicare Advantage plan or those with a discount code.
Some insurance companies may pay for the certification or reimburse their agents for the cost.
Preparation and Training
The AHIP exam is open-book, which means you can use any resource you like to help you prepare. You'll have a two-hour time limit per attempt, so be mindful of your time.
Review questions in each module are a great study tool. They often mirror the exact questions you'll find on the exam, down to the order of the answer choices.
Saving these quizzes to your computer will help you create your own exam study guide.
Test Success Tips

To increase your chances of success on the AHIP exam, take notes on the course materials. You can use handwritten notes or a document on your computer, and your notes can take any form.
Organizing your notes by topic is key, so you can quickly access information during the timed exam. This will save you time and reduce stress on test day.
The complexity of the AHIP certification process is no joke, but with the right preparation, you'll be well on your way to success.
Preparing for 2025
The AHIP 2025 exam is open-book, so you can use any resource you like to study, but be mindful of the two-hour time limit per attempt.
Studying for the exam can be overwhelming, but here's a tip: focus on the review questions in each module, as they often mirror the exact questions you'll find on the exam.
Saving these review questions to your computer will help you generate your own exam study guide.
Don't bother printing all the review questions, it's a waste of paper and will only contribute to deforestation.
Training

AHIP training is a crucial step in preparing for a career in Medicare sales. You'll need to complete two courses: Marketing Medicare Advantage and Fraud, Waste, & Abuse (FWA).
The Marketing Medicare Advantage course covers the basics of benefits and eligibility for various MA and PDP plans. You'll also learn to comply with CMS marketing guidelines and enrollment procedures.
To access AHIP training, you'll need to create an account on the AHIP website. First-time users will need to register with their National Producer Number, while returning users can log in with their username and password.
The cost of AHIP training is typically around $175. However, some insurance carriers offer discounts to agents who seek certification through them.
You'll need to pass a 50-question final exam with a score of 90% to achieve certification. The exam is open-book and has a two-hour time limit, with three attempts allowed.
It's essential to prepare thoroughly for the exam, as failing on your first three attempts will require you to purchase the training course again. Many insurance carriers also refuse to authorize agents who have failed on their first three attempts.
Certification Process

To become AHIP certified, you'll need to go through a certification process that's designed to test your knowledge and skills in health insurance and related topics. The process typically takes around 3-6 months to complete.
You'll need to meet the eligibility requirements, which include having a high school diploma or equivalent, and having at least 2 years of experience in the health insurance industry. This experience requirement is a key factor in determining your eligibility.
The certification process consists of two exams: the Certified Health Insurance Associate (CHIA) and the Certified Health Insurance Professional (CHIP) exams. The CHIA exam is designed for entry-level professionals, while the CHIP exam is for more experienced professionals.
The cost of the exams varies, with the CHIA exam costing around $250 and the CHIP exam costing around $300. These costs are subject to change, so be sure to check the AHIP website for the most up-to-date pricing information.
Frequently Asked Questions
Is AHIP certification worth it?
AHIP certification can boost your credibility and career prospects in the healthcare industry. It's a valuable investment for professionals looking to advance their careers and stay ahead in their field.
Sources
- https://blog.newhorizonsmktg.com/how-much-does-the-ahip-certification-cost
- https://blog.actionbenefits.com/the-countdown-to-medicare-certification-begins-ahip-to-drop-in-the-third-week-of-june
- https://insurancesales101.com/what-is-ahip-certification/
- https://croweandassociates.com/ahip-certification-cost/
- https://financialgrade.com/ahip-certification-2020-get-aep-ready/
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