AG Insurance Products and Services Overview

AG Insurance offers a range of products and services designed to meet the diverse needs of its customers. Their insurance portfolio includes life, health, home, and auto insurance.

AG Insurance's life insurance policies provide financial protection for policyholders and their loved ones in the event of death.

Their health insurance plans cover medical expenses, hospitalization, and other healthcare-related costs.

AG Insurance's home insurance policies offer protection against damage to homes and personal belongings due to various risks such as fire, theft, and natural disasters.

Auto insurance policies from AG Insurance cover damages to vehicles and provide liability coverage in case of accidents.

Their insurance products and services are designed to provide peace of mind and financial security to their customers.

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AG Insurance matters because it provides expert advice and uniquely designed insurance solutions to reduce financial and administrative pain points for families, institutions, and programs.

A-G's commitment to reducing pain points is evident in their mission to provide unsurpassed personal attention and professional service, industry-leading value and cost savings, and superior technologies in their products, services, and guidance.

Their employees are like athletes on your own team, playing vital roles in your program's success, which is reflected in their 98% client retention rate.

A-G's focus is client-centric, with a team that's always game for a challenge, performance at the highest level, and positive results and outcomes.

Here are the benefits you can expect from working with A-G Specialty Insurance:

Claims Management is a breeze with AG Insurance's EGBAR application. EGBAR stands for Efficiency Generating Business Automation Resource, a critical difference between AG Insurance and its competitors.

With EGBAR, you can view your overall claims history at any time. This transparency is unparalleled in the industry.

You can generate reports for comprehensive risk management strategies, giving you a clear picture of your insurance needs. These reports are a valuable tool for making informed decisions.

Checking the status of a claim in real time is also possible with EGBAR's insurance information portal. This feature ensures you're always up-to-date on the claims process.

By using EGBAR, you can practically eliminate the hassle of uploading and managing claims. This frees up your time to focus on what's important – providing relationships and services to your clients.

AG Insurance has a long and fascinating history that spans over a century. The company was founded in 1910 by a group of farmers who wanted to provide affordable insurance to their fellow community members.

The first policy sold by AG Insurance was for a mere $10, and it covered a small farm with a modest livestock operation. This humble beginning laid the foundation for the company's future growth and success.

AG Insurance has been around for over 110 years, with a legacy of providing reliable insurance solutions to rural communities. The company has seen many changes over the years, but its commitment to its customers has remained steadfast.

The company's early years were marked by a strong focus on agriculture, with policies specifically designed to protect farmers from crop failures and livestock diseases. This specialized approach helped AG Insurance build a loyal customer base and establish itself as a trusted provider of agricultural insurance.

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AG Specialty Insurance has been a trusted partner for the District's student sports insurance needs for over a decade. They understand the value of providing outstanding products that are competitively priced, benefiting a school budget that relies heavily on local funds.

AG Insurance offers complete coverage for student-athletes, from day one, covering K-12, college, and university teams, as well as clubs, leagues, and travel teams.

Their coverage options include K-12 Student Accident Plans, College Student Accident Plans, and Ancillary Products, among others.

AG Specialty Insurance provides reliable and committed service, working closely with families to deliver the best possible outcome in their time of need.

The myAIG Client Portal is a game-changer for multinational companies, offering a range of features to help them manage their insurance programs.

You can track the status of controlled master programs, which is super helpful for keeping on top of complex insurance arrangements.

Viewing policy details is also a breeze, and you can even download policy documents directly from the portal.

Accessing invoices is another convenient feature, making it easy to stay on top of your financial obligations.

The myAIG Portal for North America is also a valuable resource, allowing you to generate loss runs and download policy documents with ease.

Accessing applications and tools is also a key benefit, making it simpler to manage your insurance needs.

Overall, the AIG Client Portal and services are designed to make managing your insurance as smooth and efficient as possible.

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As the costs of managing risks rise, brokers need to be aware of captive solutions to effectively advise clients. AIG's Ryan Gustafson highlights the importance of understanding alternative risk solutions.

Brokers should know that captive solutions can provide a more cost-effective option for clients. This is especially true as the costs of managing risks continue to increase.

AIG's expertise in captive solutions can help brokers identify the best options for their clients. By speaking with clients about alternative risk solutions, brokers can provide more comprehensive advice and support.

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As the costs of managing risks rise, brokers need to know about alternative risk solutions to provide the best advice to their clients. AIG's Ryan Gustafson highlights that captive solutions are one such option.

Captive solutions can help reduce the costs of managing risks for clients. By forming a captive insurance company, businesses can take control of their risk management and potentially lower their premiums.

Brokers need to understand the benefits of captive solutions to effectively communicate them to their clients. Captive solutions can provide greater flexibility and customization in risk management.

To effectively communicate the benefits of captive solutions to clients, brokers should be aware of the costs associated with managing risks. The costs of managing risks are rising, making it essential for brokers to explore alternative solutions.

Brokers should also be aware of the expertise required to navigate captive solutions. AIG's Ryan Gustafson emphasizes the importance of understanding what brokers need to know when speaking to clients about alternative risk solutions.

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AG Insurance has a strong distribution network in place. They have more than 3,000 independent dealers and 250 Fintro agents who sell their products.

Their products are also available through various channels, including 309 BNP Paribas Fortis branches and 656 post offices of Bpost bank.

AG Insurance has a significant market share in Belgium, with 21.7% of the overall market share in 2022.

Their leading position in the Belgian insurance market is confirmed by their 28.3% share of the life insurance market in terms of assets under management.

In the non-life insurance market, AG Insurance also holds a strong position, with a 16.5% share of the gross premiums written.

Here's a breakdown of AG Insurance's distribution channels:

Our AG insurance offerings are designed to protect a wide range of agricultural businesses and operations. We offer coverage for co-ops and full-service ag retailers, including grain operations, agronomy, and energy services.

Some of the specific coverages include grain operations, such as elevators, agronomy services like application, chemical, and fertilizer sales, and energy services like LP, gas, and fuel sales. We also cover seed, feed, and fertilizer dealers, as well as agriculture manufacturing, food processing and retail, and trucking services.

Our coverage options also include excavation and field tiling, ag construction, and custom manure application and hauling. You can see a more detailed list of our coverage options below.

We provide insurance coverage for a wide range of agricultural businesses and operations.

Our coverage includes co-ops, full-service ag retailers, and seed, feed, and fertilizer dealers.

We also offer insurance for agriculture manufacturing, food processing and retail, and trucking services.

This includes grain, livestock, fertilizer, sand and gravel, and petroleum transportation.

Additionally, we cover large livestock operations with food processing and retail, excavation and field tiling, and ag construction.

Our ag construction coverage includes pole buildings, confinements, and grain storage systems.

Here's a breakdown of our coverage areas:

Large Livestock Operations with Food Processing & RetailExcavation & Field TilingAg Construction

Custom Manure Application & Hauling

We also offer Workers’ Compensation Coverage to provide benefits for your farm employees if they are injured, become ill, or die as a result of employment-related activities.

We offer a range of custom coverages to help ensure your business runs smoothly, regardless of its size or unique needs.

If you're a Co-op or Full-Service Ag Retailer, you can choose from coverage options like Grain Operations (Elevators), Agronomy (Application, Chemical & Fertilizer Sales), and Energy (LP, Gas, Fuel).

For businesses like Seed, Feed & Fertilizer Dealers, Agriculture Manufacturing, Food Processing & Retail, and Trucking, we have specialized coverages to meet their specific needs.

You can customize your coverages to fit your business's unique requirements, whether you're a Large Livestock Operation with Food Processing & Retail or an Excavation & Field Tiling company.

Here are some examples of custom coverages we offer:

These custom coverages can help you protect your diversified and direct market ag operations, like Producers who market their products locally at farmers markets or restaurants.

We also offer coverage for Agri-tainment and agri-tourism operations, as well as On-farm retail stores and Ranchers who direct-market their meat products.

Umbrella Liability provides an extra layer of financial protection in case of unexpected lawsuits or judgments.

This coverage kicks in when the base policy limits are exceeded, offering additional liability coverage to safeguard your assets.

Umbrella Liability Coverage is designed to offer peace of mind, knowing that you have extra protection beyond your standard policy limits.

It's a smart investment for those who want to ensure their financial security is well-protected.

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Farm and Ranch Insurance is a vital protection for agricultural operations. This type of insurance helps protect your farm or ranch property from damage caused by various perils such as fire, lightning, windstorm, hail, theft, and vandalism.

You can choose between scheduled and blanket coverage for your farm/ranch personal property, which includes items like tractors, combines, tools, grain, feed, and supplies, as well as livestock. This coverage also helps protect your farm/ranch property from damage or loss due to various causes.

Farm/Ranch Property Insurance can help protect your farm or ranch from financial loss due to damaged equipment or livestock.

This coverage is available on a scheduled or blanket basis to cover all your farm/ranch personal property. You can protect your tractors, combines, tools, grain, feed, and supplies from damage caused by fire, lightning, windstorm, hail, theft, and vandalism.

Farm/Ranch Property Insurance can also cover livestock that are killed by a covered cause of loss.

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Farm Liability Insurance can provide protection against a wide range of farm pollution risks, including animal waste and chemical leaks.

This type of insurance can help cover costs associated with bodily injury or property damage for which you are legally liable.

Accidental shootings, attacks by dogs or wild animals, drowning, or electrocution of livestock can also be covered under a comprehensive farm insurance policy.

If your farm or ranch property and liability are fully insured, you can have peace of mind knowing you're protected against unexpected events.

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Additional Insurance Options can provide peace of mind for farmers and ranchers.

Personal Liability Coverage is a must-have, protecting you if someone is injured while visiting your farm or ranch, or you accidentally injure someone or damage their property while away from your premises.

This coverage can be a lifesaver in unexpected situations, and it's essential to consider it when choosing your AG Insurance.

Earthquake is a type of disaster that can cause significant damage to homes and businesses.

If you live in an earthquake-prone area, you may want to consider purchasing earthquake insurance to protect your property from direct loss caused by an earthquake.

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Personal liability coverage is essential for protecting yourself and your assets. This type of coverage protects you if someone is injured while visiting your farm or ranch.

You might be surprised at how easily an accident can happen, especially if you have guests visiting your property. If you accidentally injure someone or damage their property while away from your premises, personal liability coverage has got you covered.