Aetna Medicare Supplement Plans 2024: Eligibility and Options Explained

To be eligible for Aetna Medicare Supplement Plans in 2024, you must be 65 or older and enrolled in Original Medicare.

Aetna offers a range of Medicare Supplement Plans to choose from, including Plan A, B, C, F, G, and K.

Plan A is the most basic plan, covering basic medical expenses such as copays, coinsurance, and deductibles.

You can enroll in Aetna Medicare Supplement Plans during your Initial Enrollment Period, which is the three months before, the month of, and the three months after you turn 65.

Medicare Supplement Insurance plans offer a range of benefits, including no restrictive provider networks, allowing you to visit any physician, specialist, or hospital that accepts Medicare patients.

With a Medicare Supplement plan, you'll enjoy freedom when traveling, as your coverage goes with you.

Medicare Supplement Insurance plans are available in various types, including Plan A, Plan B, Plan D, Plan G, and Plan N. Some plans, like Plan F, have a high-deductible option available.

Here's an interesting read: Which Statement Is True of Medicare Supplement Insurance Plans

Plan C and Plan F are available only to those who are first eligible for Medicare before 2020. Plan F has a high-deductible option available, same benefits apply once calendar-year deductible is paid.

Here's a breakdown of the plans that include Medicare Part A coinsurance and hospital coverage: Plan A, Plan B, Plan D, Plan G, Plan N, Plan C, and Plan F.

Additional reading: Medicare Part C vs Medigap

To be eligible for Aetna Medicare Supplement plans, you must live in a state where the policy is offered, have Medicare Parts A and B, and be 65 or older, or under 65 due to disability or end-stage renal disease (ESRD).

You can choose from a variety of plans, including Plan A, Plan B, Plan D, Plan G, Plan N, Plan C, and Plan F. Some plans, like High-deductible Plan F and Plan G, are also available, with the same benefits applying once the calendar-year deductible is paid.

Plan availability may vary by state and region, so be sure to check your state's Medicare Supplement Outline of Coverage for exact plan offerings.

Broaden your view: Medicare Supplement Plan G Deductible 2024

To create a list of the best Medigap companies, Investopedia staff researchers consulted research from market intelligence and consulting firms, such as Kaiser Family Foundation, Chartis Group, and McKinsey.

They used this information to narrow their focus to nine Medigap companies that met their baseline standards for availability, financial strength, and customer satisfaction.

The researchers mined data from government databases provided by the Centers for Medicare and Medicaid Services (CMS), as well as from insurer websites, media representatives, and Investopedia business partners.

Data collection occurred between Aug. 27 and Oct. 10, 2024.

The researchers developed a quantitative model that scored each Medigap company based on criteria their experts deemed most important when choosing an insurance provider.

The criteria were weighted as follows:

The researchers used data from organizations such as the credit rating agency AM Best and the National Association of Insurance Commissioners (NAIC) to assess the financial strength and customer satisfaction of the Medigap companies.

To apply for the policy, you'll need to meet certain eligibility requirements. You must live in a state where the policy is offered.

First, let's look at the residency requirement. You can apply if you live in a state where we offer the policy. This means you'll need to check if your state is included in the list of eligible areas.

Here are the details:

These requirements will help you determine if you're eligible for the policy. If you meet all the criteria, you can proceed with the application process.