Advans Empowering Communities through Innovation

Advans is a leading microfinance institution that has been empowering communities through innovation for over two decades. With a presence in 10 countries across Africa and Asia, they have reached over 10 million customers.

Their innovative approach to financial inclusion has enabled them to provide access to financial services for the underserved. This has had a significant impact on the lives of their customers.

Advans has a strong commitment to financial inclusion, with a focus on serving low-income households and small businesses. This commitment is reflected in their wide range of financial products and services.

By providing access to financial services, Advans has helped to reduce poverty and improve the economic well-being of their customers.

Advans has a rich history that dates back to 2005. In that year, Horus Development Finance created Advans SA SICAR, an investment company aimed at establishing an international microfinance network of institutions.

The goal of Advans SA SICAR was to invest in existing institutions that share the same values. This marked the beginning of Advans' journey to provide financial services to underserved communities.

In 2005, Horus Development Finance creates an investment company, Advans SA SICAR. This marked the beginning of an international microfinance network.

The aim was to establish a network of institutions that share the same values. This vision would shape the future of microfinance.

Advans SA SICAR was established to invest in existing institutions that align with its values. This strategic move would have a lasting impact on the industry.

By creating Advans SA SICAR, Horus Development Finance paved the way for a global microfinance network.

In 2022, Advans launched Air+, a digital transformation program aimed at making life easier for clients.

Air+ aims to replace current IT systems and solutions with harmonized and standardized processes.

The primary objective of Air+ is to simplify loan subscription and day-to-day financial operations for clients, even those located far from Advans' branches.

Air+ also provides subsidiaries and their employees with digital solutions for more reliable management of activities, better tracking of operations, and improved productivity.

By adopting Air+, Advans' clients can expect a more convenient and efficient experience.

Advans SA is an investment company registered in Luxembourg and supervised by the CSSF. It invests in the creation and development of microfinance institutions alongside co-shareholders who share the same values.

Advans SA actively participates in the governance of these institutions. As a majority or principal shareholder, Advans SA invests for the long term to provide capital to its subsidiaries and facilitate their growth through loans and guarantees.

British International Investment (BII) is the United Kingdom’s development finance institution. It invests in sustainable and inclusive economies in Africa, Asia, and the Caribbean.

The Board of Directors plays a crucial role in the governance of Advans SA. It is composed of experts with strong experience in the financial services sector.

These experts are responsible for overseeing the organization and making key decisions in accordance with Advans SA's statutes and Luxembourg law.

The board has established committees to support its work, including the Audit and Risk Committee and the Human Resources and Governance Committee.

A Social Performance Officer has been appointed within the Board to ensure that social performance is integrated into the organization's governance.

The Chairman of the Board leads the organization and is responsible for setting the overall direction and strategy of Advans SA.

Advans SA is registered in Luxembourg and supervised by the CSSF. It's located in a country known for its favorable business environment and strong regulatory framework.

As an investment company, Advans SA invests in the creation and development of microfinance institutions. This involves providing capital to these institutions through loans and guarantees.

Advans SA actively participates in the governance of these institutions, taking a hands-on approach to their management. This ensures that the companies are well-run and aligned with their values.

British International Investment (BII) is the United Kingdom's development finance institution. It invests in sustainable and inclusive economies in Africa, Asia, and the Caribbean.

Between 2022 and 2026, 30% of BII's commitments will be dedicated to climate finance. This commitment to climate finance is a significant aspect of BII's investment strategy.

To build a strong organization, it's essential to focus on the core skills and areas of expertise. ADVANS Group's skills are a great example of this.

Their focus on ADVANS Group's core skills and areas of expertise is a key factor in their success.

By identifying and leveraging their strengths, organizations can achieve greater efficiency and effectiveness.

ADVANS Group's core skills and areas of expertise are a vital part of their organizational foundation.

Advans is a unique organization that brings together microfinance and mobile phone services to create a sustainable business model that benefits the underserved communities it serves.

With its presence in 22 countries across Africa, Asia, and Latin America, Advans has a significant impact on the lives of millions of people.

Advans provides financial services to low-income individuals, including loans, savings accounts, and insurance, helping them to improve their economic stability and security.

The organization's focus on financial inclusion has helped to reduce poverty and inequality in the communities it serves.

Advans has disbursed over $2 billion in loans to date, demonstrating its commitment to providing access to financial services for the underserved.

By using mobile phones to deliver financial services, Advans has increased its outreach and efficiency, allowing it to reach more people in need.

Advans has a strong track record of financial performance, with a loan portfolio growth rate of over 20% per annum.

This success has enabled Advans to expand its operations and deepen its impact in the communities it serves.

Advans' commitment to financial inclusion has also helped to promote economic growth and development in the regions it operates in.

The organization's innovative approach to microfinance has set a new standard for the industry, inspiring others to follow suit.

Advans' impact extends beyond its financial services, as it also provides training and capacity-building programs to help individuals improve their skills and knowledge.

These programs have helped to increase the employability and earning potential of individuals in the communities Advans serves.