
To access various banking services using your phone, you simply need to dial the Access Bank USSD code, which is *901*. This code can be used to perform a range of transactions, from checking your account balance to transferring money to other bank accounts.
The Access Bank USSD code is available 24/7, allowing you to access your account information and perform transactions at any time.
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Accessing Access Bank Services
To access Access Bank services using the USSD code, you'll need to have an active Access Bank account. You can then use the code to send money, pay utility bills, buy airtime or data subscription, and check your account balance without needing an internet connection.
The USSD code for Access Bank is *901#, and you can dial this on your mobile phone using the phone number linked to your Access Bank account. This will give you access to various menu options, including transfer, airtime, and bill payment.
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To transfer money from Access Bank to another Access Bank account, you'll need to use the code *901*1*Amount*Account Number#. For transfers to other bank accounts, use the code *901*2*Amount*Account Number#.
You'll also need to create a 4-digit secure transfer PIN to authorize your transactions. This PIN will be used to authenticate your transactions, so make sure to keep it safe.
Here's a list of the USSD transfer codes for Access Bank:
To activate the USSD service, you'll need to dial *901# and follow the instructions on your screen. You'll be prompted to enter the last 6 digits of your debit card number, your Date of Birth, and your 10-digit account number, followed by your 4-digit secure transfer PIN. Once you've completed these steps, you'll be able to enjoy the various USSD services offered by Access Bank.
Account Management
Managing your Access Bank account is easy with the USSD code. You can reset your account PIN by dialing *901*5*Old PIN*New PIN# and following the prompts.
To reset your account PIN, you'll need to have your current PIN handy, as it will be required to complete the process.
Activation

To activate your Access Bank or Diamond Bank transfer code, you'll need to follow a few simple steps. First, ensure you have an active account, an ATM card, and a phone number linked to your account.
To register for the USSD service, you'll need to create a 4-digit secure transfer PIN. This PIN will be used to authenticate your transactions, so choose a number that's easy for you to remember but hard for others to guess.
To create your PIN, dial *901# on your mobile phone using the phone number linked to your Access Bank account. You'll be prompted to enter the last 6 digits of your debit card number or your Date of Birth, depending on whether you have an active debit card.
Once you've entered your account number and PIN, you can start enjoying the access bank ussd services. After confirming your PIN, you can start making transactions with the access ussd transfer code.
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Here are the requirements for creating your USSD transfer PIN:
- An active Access Bank account
- Access bank ATM card
- A phone number linked to your Access Bank account
To activate the Diamond Access transfer code, you can follow these simple steps:
1. Goto your mobile's phone dialer.
2. Type the ussd code for access diamond bank which is *426#. This access diamond ussd code must be typed on the phone number linked to your Diamond/Access account number.
3. Select 1 to accept and continue.
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Account Deactivation
Account deactivation is a crucial aspect of account management. It's essential to know how to deactivate your account in case your phone is stolen, misplaced, or your PIN is compromised.
If you're an Access Bank customer, you can deactivate your USSD code by dialing *901*911# on your mobile phone. This will secure your USSD transfer code and prevent unauthorized access.
To deactivate your USSD profile, you'll need to type in the registered phone number on the account you want to blacklist. This will automatically deactivate your USSD profile.
If you're unsure about the process, it's always a good idea to refer to the Access Bank USSD deactivation code, which is *901*911#.
Loan

To request a loan, simply dial the Access Bank USSD code *901*11*1# on your mobile number. This instant digital loan feature is available for salary earners who meet the bank's Risk Acceptance Criteria.
You don't need to visit the bank to get a quick loan from Access Bank. The Access Bank USSD code for loan allows customers to apply and receive loans with simple clicks on their mobile phones.
To request money using the Access Bank USSD loan code, follow these steps:
- Dial the Access Bank payday loan USSD code *901*11*1# on your mobile number.
- Proceed further by following the on-screen instructions.
- Wait for 24 hours, if your loan is approved, it will be disbursed into your account.
If your loan is approved, it will be disbursed into your account within 24 hours.
Opening an Account
Opening an account with Access Bank is a straightforward process that can be done remotely using the USSD code *901#. To get started, you'll need a mobile number for registration.
You can dial *901*0# on your mobile phone and follow the on-screen prompts to begin the registration process.
Next, you'll be required to provide all the necessary information on the screen, which may include your BVN or personal details.
After providing the required information, you'll receive the details of your account via SMS almost immediately.
If you don't have the authentication token, don't panic – you can simply walk into any Access Bank Nigeria branch and request to get your transaction PIN.
Updating Customer Info
Updating your customer info is a breeze with Access bank. Simply dial *901*12# to get started.
You can update your information using a USSD code, which is a quick and easy process. To do this, customers need to dial *901*12#.
Transaction and Balance
To check your Access Bank account balance, you can dial *901*5# from your mobile phone. This code will display your balance on the screen or send it to you through SMS.
The balance enquiry fee carries a 10 Naira service charge. You'll need a stable network signal and your Access Bank USSD security pin to complete the transaction.
You can also check your account number using the Access Bank mobile transfer code. To do this, dial *901*5#, press 4 for other services, then 4 for Enquiry services, and finally select option 3 for account number enquiry.
Here's a quick rundown of what you'll need to check your account number:
- Mobile phone
- Phone number linked to your bank account
- ATM card
- Access Bank USSD security pin
- Stable network signal
Check Balance
To check your Access Bank account balance, you can dial the USSD code *901*5# on your phone. This will prompt you to enter a 4-digit security code, after which your balance will be displayed on the screen or sent to you via SMS.
The balance enquiry fee is a 10 Naira service charge, so be aware of that when you're checking your balance.
You'll need a mobile phone, a phone number linked to your bank account, an ATM card, the Access Bank USSD security pin, and a stable network signal to make this work.
Dialing the code is a convenient way to check your balance from the comfort of your own home. Your account balance will be sent to you immediately.
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Airtime
To buy airtime from Access Bank, you can use the *901*Amount# code, where Amount is the amount you want to recharge, for example, *901*500# to recharge 500 Naira.
This code works for all mobile networks in Nigeria and requires the phone number registered to your Access Bank account.
You can also use the *901*Amount*Phone Number# code to buy airtime for others, simply replacing Phone Number with the recipient's number, for example, *901*500*08012345678# to recharge 500 Naira for someone else.
The access diamond transfer code, which is a variation of *426#, is available for monetary transactions from your phone, but it's not directly related to buying airtime.
Here's a quick reference guide to buying airtime with Access Bank:
Frequently Asked Questions
What is the new USSD code for Access Bank?
The new USSD code for Access Bank is *901*911#. Dial this code to access various services and transactions.
What is Access Bank * 901 * 911?
The *901*911# USSD code is a security feature that allows customers to remotely deactivate their USSD profile on a lost or stolen mobile device. This helps protect customers' investments and savings from unauthorized access.
What is the access code to check balance?
To check your balance, dial *901# from your registered mobile number on AWA. This will allow you to access your account information.
What are the codes for bank transfers?
To initiate a bank transfer, dial the USSD code of your bank, which can be found below: dial *901# for Access Bank, *945# for ALAT Bank, *326# for Ecobank, *770# for Fidelity Bank, *329# for FCMB, *894# for First Bank, *737# for GTBank, or *745# for Heritage Bank. Each code will guide you through the transfer process.
Sources
- https://transfy.io/blog/list-of-nigerian-banks-ussd-transfer-codes
- https://www.financetori.com/post/access-bank-ussd-transfer-code
- https://www.scholarshipair.com/blog/list-of-access-bank-ussd-code
- https://radpointer.com/access-bank-account-balance/
- https://etimes.com.ng/access-bank-ussd-901-pin-code-how-to-register-and-transfer-money/
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