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Mobile banking alerts can be a game-changer for your financial security. With these alerts, you can stay on top of your money and avoid potential pitfalls.
Setting low-balance alerts can help you avoid overdraft fees. For example, if your account balance falls below $100, you'll receive a notification to transfer more funds.
Having real-time transaction alerts can help you detect suspicious activity. If you notice an unfamiliar transaction, you can quickly contact your bank to resolve the issue.
By enabling alerts for large transactions, you can monitor your spending and catch any unauthorized charges. This can be especially helpful if you're traveling abroad.
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Mobile Banking Alerts
Mobile banking alerts are a game-changer for anyone who wants to stay on top of their finances. Most banks offer customizable alerts through their apps, which can be turned on or off as needed.
These alerts can help you avoid unnecessary fees, protect yourself from fraud, and keep your accounts in good standing. According to Paul McAdam, senior director of regional banking at J.D. Power, "Today's mobile banking alerts provide an array of options to help consumers keep their bank accounts in good standing, avoid unnecessary fees and protect themselves from fraud."
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Here are seven essential mobile banking alerts that you should consider setting up:
- Large Deposit Alert
- Low Balance Alert
- Exceeded Budget Alert
- Fee Charged Alert
- Large Expense Charged Alert
- Payment Reminder Alert
- International Transactions Alert
Some banks also offer alerts for large purchases and withdrawals, which can help you catch any suspicious activity. For example, you can set an alert for purchases over $100 or withdrawals that exceed your daily limit. This can give you peace of mind and help you investigate any unauthorized transactions quickly.
Mobile banking alerts are highly customizable, so you can choose which alerts to receive and how often. With 81% of consumers using mobile banking apps at least monthly, it's never been easier to stay on top of your finances.
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Transaction Monitoring
Transaction monitoring is a crucial aspect of mobile banking, and setting up alerts can help you stay on top of your account activity. You can set up an International Transactions Reminder Alert to notify you of transactions in other countries.
Large purchases can be a red flag for fraudulent activity, so consider setting up a Large Purchase Alert to notify you when a transaction exceeds a certain threshold. This could be a daily limit, such as $100.
Unusual account activity can be a sign of fraud, and setting up an Unusual Account Activity Alert can help you catch suspicious transactions early. This alert can notify you of large, stand-alone transactions that are uncommon for your account.
Mobile banking apps can also send alerts for Large ATM Withdrawals, which can help you detect if someone else is accessing your account. Some apps may also send alerts for exceeding the daily withdrawal limit.
You can also set up a Large Deposit Alert to notify you when funds are credited to your account, helping you keep track of your money and avoid any unexpected fees. This alert can be customized to notify you of deposits by you or someone else on the account.
With over 100 alerts to choose from, you can customize your transaction monitoring to fit your needs. By setting up these alerts, you can stay informed and take action when needed to protect your money.
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Account Management
Account Management is a crucial aspect of mobile banking, and with the right alerts, you can keep better track of your money and protect your account from potential issues.
Over 100 alerts are available at Fidelity Bank, allowing you to customize notifications to suit your needs. You can receive alerts via email, secure mail, text message, or push notification.
Low balance alerts are a must-have for anyone who wants to avoid overdraft fees. These alerts notify you when your account balance drops to a predetermined amount, such as $20 or $500, helping you make better spending decisions.
Large withdrawal alerts can also help you stay on top of your account activity. You'll receive a notification when there's a larger withdrawal than your normal withdrawal amount, allowing you to investigate any unusual activity.
Setting up budget alerts can help you stay within your means. With the Exceeded Budget alert, you'll receive a notification when you've gone over your budgeted amount, helping you make adjustments before it's too late.
Here are 7 Mobile Banking alerts to consider signing up for:
- Large Deposit Alert
- Low Balance Alert
- Exceeded Budget Alert
- Fee Charged Alert
- Large Expense Charged Alert
- Payment Reminder Alert
- International Transactions Alert
These alerts can be customized to fit your needs and preferences, and most banks offer them through their mobile apps. By staying informed about your account activity, you can avoid unnecessary fees and protect yourself from potential issues.
Payment Reminders
Payment Reminders are a lifesaver, especially when it comes to keeping track of multiple accounts. Payment Reminder Alerts will prompt you when a payment is due, so you can set up separate alerts for different accounts, from credit cards to mortgage, lines of credit, car loans, and more.
You can receive a notification a specific number of days prior to your payment due date with a Loan Payment Due alert, helping you avoid potential late fees. This alert is especially useful if you're concerned about forgetting to make your loan payment.
International Transactions Reminder Alerts will notify you that a transaction in another country has been posted to your account, keeping you informed about your global financial activities. This alert is a great way to stay on top of your international transactions.
Don't let life get busy and forget to make a loan payment - set up a Loan Payment Overdue alert to be notified when a payment hasn’t been received by the due date. This safety net will help you catch up on any missed payments and avoid further fees.
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Card Control
Card Control is a powerful tool for managing your credit and debit cards. It allows you to turn off your card instantly, which is especially useful if you've lost your card or suspect it's been stolen.
With Card Control, you can receive real-time alerts for transaction attempts, giving you peace of mind and allowing you to quickly take action if something suspicious is happening.
You can manage usage and spending on your cards with Card Control, making it easier to keep track of your finances and stay on top of your expenses.
Card Control is accessible from your computer or mobile device, making it convenient to manage your cards on the go.
Sources
- https://www.bankrate.com/banking/checking/mobile-banking-account-alerts/
- https://www.becu.org/articles/banking-alerts
- https://www.needhambank.com/resources/9-mobile-banking-text-alerts-you-should-activate/
- https://www.fidelitybanknc.com/personal-banking/digital-banking/alerts/
- https://cenderabank.com/Alerts
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