
With 3rivers Mobile Banking, you can manage your finances from anywhere, at any time. This means you can check your account balance, pay bills, and transfer funds on the go.
You can access your accounts 24/7 through the mobile app, giving you complete control over your finances. This level of convenience is perfect for busy lives.
Key Features
You can pay your bills with ease using 3Rivers' online and mobile banking platform. The platform allows you to schedule payments and add memo lines to them. You can also choose from a variety of alert options to stay on top of your payments.
The mobile app offers two ways to pay bills: through check or electronic delivery. This gives you flexibility in how you manage your payments.
The 3Rivers mobile banking app features multi-factor authentication for added security. This provides an extra layer of protection for your accounts.
Here are some of the key features of the 3Rivers mobile banking app:
- Pay your bills
- Transfer balances
- Check your credit score
- Deposit checks
- Receive alerts
- Chat with a 3Rivers team member
Benefits
The 3Rivers mobile banking app is a game-changer for managing your finances on-the-go. You can monitor your accounts, track your spending, and even get alerts when new activities occur on your credit report.
With the Credit Sense feature, you'll get tips and tricks for improving your credit score, helping you build a strong financial foundation. The spending analytics is also pretty decent, giving you a detailed look at where your money is going.
The app's card control feature is a bit lacking, though - it's not integrated into the app, so you'll need to use a separate app for that. But overall, the 3Rivers mobile banking app is a solid choice for anyone looking to take control of their finances.
For more insights, see: Credit One Bank
Great for
The app is great for banking, thanks to its ability to monitor accounts, track credit sense, and provide spending analytics.
You can track your accounts and stay on top of your finances with ease. The app makes it simple to monitor your accounts and get a clear picture of your financial situation.
Take a look at this: Mobikwik Application

One user loves the credit sense feature, which suggests it's a valuable tool for managing credit. Credit sense can help you make informed decisions about your credit usage.
The app's spending analytics is also decent, giving you a breakdown of your expenses. This can help you identify areas where you can cut back and save money.
Users have some suggestions for improvement, such as integrating card control into the app. This would make it easier to manage your cards and accounts in one place.
A better budgeting tool is also on the wish list, with some users experiencing issues with incorrect categories. For example, gas stations are sometimes incorrectly labeled as groceries, and liquor store purchases are misclassified as education expenses.
Check this out: Mobile Banking App Development
Financial Wellness Tools
With 3Rivers' online and mobile banking platforms, you'll have access to several new features geared toward helping you achieve your financial goals.
You can set savings goals to help you stay on track and motivated to save.
A spending breakdown provides a detailed look at your spending habits, categorized into over 20 different types, such as restaurants, shopping, groceries, and more.
This breakdown gives you a better idea of where your money is going, helping you make informed decisions about your finances.
You can link financial accounts you have with other banks or credit unions to get a comprehensive view of your financial situation.
Having a clear picture of your finances is key to making progress toward your financial wellness goals.
You might like: Financial Ratios in Banking
Security and Alerts
With 3Rivers mobile banking, you can stay on top of your finances with advanced alert options. These alerts will notify you of important account updates, helping you catch any suspicious activity in real-time.
You'll have access to a range of alert options, including automatic deposit notifications, which will let you know when a deposit is posted to your account. This is especially useful if you're expecting a direct deposit or a transfer from another account.
On a similar theme: Online Banking with Mobile Check Deposit
Balance summaries are also available, allowing you to receive a summary of your account balances at a time and frequency that you specify. This can be a great way to keep track of your spending and stay within your budget.
You can also set up alerts for transaction updates, mobile deposit confirmations, and transfer failure notifications. These alerts will help you stay on top of any activity on your account and ensure that you're aware of any issues that may arise.
Here are some of the alert options available through 3Rivers mobile banking:
- Automatic Deposit Alert
- Balance Summary Alert
- Transaction Alert
- Mobile Deposit Completed Alert
- Transfer Failed Alert
Account Management
With 3Rivers mobile banking, you can easily link your external financial accounts to view all your transactions in one place, providing a comprehensive financial picture.
You can transfer money between all your accounts and make payments on your 3Rivers loans with just a few clicks.
The updated online banking and mobile banking app offer many new features to help you better manage and keep track of your money, most of which can be accessed anytime, anywhere.
Explore further: In a Fractional Reserve Banking System Banks Create Money Because
Mark Paid Items

The new banking app has some users frustrated because a feature to check off paid items is no longer available.
This feature was present in the previous app and was helpful for reconciling checkbooks with accounts.
The absence of this feature has been mentioned multiple times, but responses from the app developers seem to downplay its importance.
There's no clear plan to add this feature back into the app, which is disappointing for users who relied on it.
New banking apps often try to simplify features, but losing the ability to mark paid items can make it harder to keep track of finances.
Here's an interesting read: What Has a Bank with No Money?
Deposit
You can deposit checks from your phone with just a few snaps using mobile check deposit in our mobile banking app. Simply sign, snap, and submit!
Making trips to the branch or ATM just to deposit checks is a thing of the past. Mobile check deposit lets you do it from anywhere.
With mobile check deposit, you can deposit checks from the comfort of your own home – or wherever else you may be.
Take a look at this: How to Cash a Mobile Deposit Check
External Account Linking
You can link your financial accounts from other banks or credit unions to 3Rivers online and mobile banking for easy money transfers and loan payments.
This feature allows you to view all your transactions in one place, giving you a comprehensive financial picture.
By linking your accounts, you can also make payments on your 3Rivers loans directly from the 3Rivers online and mobile banking platform.
You can link your 3Rivers account information to mobile wallet apps like Samsung, Android, or iOS devices to make payments on the go.
This feature is especially convenient for making payments at the drive-thru or checkout lane, where digging through your wallet can be a hassle.
Make sure your 3Rivers account information is set up on your device's mobile wallet feature to take advantage of this convenient payment option.
With the updated online banking and mobile banking app, you can access many new features to help you better manage and keep track of your money, including linking your external accounts.
Suggestion: What Is Mobile Wallet App
Frequently Asked Questions
What happened to the 3Rivers card control app?
Card Control is no longer available as of October 21, 2024, but you can soon manage your cards within the 3Rivers mobile banking app.
What is the best mobile banking?
There is no single "best" mobile banking app, as the best one for you depends on your device (Apple or Android) and personal preferences. Consider exploring the options listed, such as Capital One Mobile, Chase Mobile, or Varo Bank, to find the one that suits your needs.
Does 3Rivers use Zelle?
No, 3Rivers does not use Zelle for person-to-person payments. Instead, it offers a separate payment feature.
Sources
- https://apps.apple.com/us/app/3rivers-mobile-banking/id998643016
- https://www.3riversfcu.org/bank/services/online-mobile-banking/features
- https://www.3riversfcu.org/blog/post/stay-on-top-of-your-finances-anywhere-anytime-with-3rivers-online-and-mobile-banking
- https://www.3riversfcu.org/blog/post/3rivers-makes-it-easy-to-manage-your-money-anytime-anywhere!
- https://www.3riversfcu.org/blog/post/stay-warm-during-the-cold-snap-you-can-do-your-3rivers-banking-from-home
Featured Images: pexels.com