3 Credit Bureaus Phone Numbers to Get Help with Credit Reports

If you're dealing with errors on your credit report or have questions about your credit score, knowing the right phone numbers to call can be a lifesaver. The three major credit bureaus - Equifax, Experian, and TransUnion - have dedicated phone numbers to help you resolve issues.

Equifax has a consumer assistance hotline at 1-800-685-5000, which is available 24/7 to help with disputes and other concerns. This number is specifically designed for individuals to get help with their credit reports.

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You can contact the three major credit bureaus - Equifax, Experian, and TransUnion - to freeze or unfreeze your credit. Each bureau has its own methods for doing so.

To freeze your credit with Equifax, you can go online, call them, or mail a request. The online process involves creating a "my Equifax" account and selecting the "Security Freeze" option. The phone number for Equifax is 888-298-0045, and you'll need to verify your identity through security questions or a one-time PIN number.

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Experian also offers three ways to freeze your credit, including online, phone, and mail. You can make a written request, proof of identity, and a six-digit PIN number to the following address: Experian Security Freeze, P.O. Box 9554, Allen, TX 75013. The phone number for Experian is 888-397-3742.

TransUnion provides three ways to freeze and unfreeze your credit as well. You can make a TransUnion Service Center Account online, choose "Freeze Credit Report" under the "Services" tab, or call 800-916-8800 and prepare to provide your six-digit PIN number.

Here's a quick reference guide to help you contact the credit bureaus:

It's worth noting that once you notify one bureau of identity theft, it will notify the two remaining credit bureaus, so you only need to make one call to get extra scrutiny on any applications opened in your name.

If you need to unfreeze your credit quickly, you can do so with Equifax, TransUnion, or Experian. Each credit bureau offers multiple ways to unfreeze your credit.

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To unfreeze your credit with Equifax, you can do so online, by mail, or over the phone. You can create a "my Equifax" account and visit the "Equifax Consumer Services Center" to select "Security Freeze."

For TransUnion, you can make a TransUnion Service Center Account and choose "Freeze Credit Report" under the "Services" tab. You can also ship a written request, proof of identity, and a six-digit PIN number to the following address: TransUnion, P.O. Box 160, Woodlyn, PA 19094.

To unfreeze your credit by phone, you can call Equifax at 888-298-0045 or TransUnion at 800-916-8800. Be prepared to verify your identity through security questions or a one-time PIN number.

Here are the phone numbers and PIN requirements for each credit bureau: