Investing in 2 year T notes can be a low-risk option for those looking to diversify their portfolio.
2 year T notes have a relatively short maturity period, typically ranging from 1 to 3 years, which can provide liquidity and flexibility for investors.
The interest rates on 2 year T notes are determined by the auction process, where the Treasury Department sets the interest rate to attract investors.
A 2 year T note with a 1.5% interest rate can provide a steady stream of income for investors.
Investors can also consider investing in ETF funds that track the performance of 2 year T notes, such as the iShares 1-3 Year Credit Bond ETF, which aims to provide a diversified portfolio of high-quality bonds.
Consider reading: Cboe Interest Rate 10 Year T Note
Historical Data and Analysis
The 2-year T-note has experienced a relatively stable rate over the past two years, with some fluctuations.
In February 2025, the rate hovered around 4.2%, with a high of 4.36% on February 12, 2025.
The rate remained steady in January 2025, ranging from 4.17% to 4.29%, with a few exceptions.
Here's a breakdown of the rate fluctuations in the past two years:
These fluctuations suggest that investors have been cautiously optimistic about the economy, with some periods of increased demand for short-term bonds.
T-Note ETF Funds
The 2-Year T-Note Related ETFs have shown a positive change in the past 3 months. ZTH25 has a 3-month percentage change of +0.13%.
SHY, the 1-3 Year Treasury Bond Ishares ETF, has a current price of 82.24 and a 3-month percentage change of +0.27%. This is higher than the 2-Year T-Note Mar '25.
The Schwab Short-Term U.S. Treasury ETF, SCHO, has a current price of 24.22 and a 3-month percentage change of +0.25%. This is also higher than the 2-Year T-Note Mar '25.
Here is a list of the 2-Year T-Note Related ETFs with their current prices and 3-month percentage changes:
- ZTH25: 102-283s, +0.13%
- SHY: 82.24, +0.27%
- SCHO: 24.22, +0.25%
Historical Data
Historical data is a treasure trove of information that can help us understand trends and patterns over time. In the context of the data we're analyzing, historical data reveals a fluctuating trend in the value, with percentages ranging from 4.15% to 4.40%.
Looking at the data for January 2025, we see a slight increase in the value, peaking at 4.40% on January 13, 2025. This is followed by a slight decrease on January 14, 2025, before increasing again on January 15, 2025.
The data for December 2024 shows a similar trend, with a peak of 4.35% on December 18, 2025. However, the value decreased slightly on December 19, 2025, before stabilizing.
One interesting observation is that the value tends to increase in the second half of the month, with a peak usually occurring around the 10th or 11th. This is evident in the data for January and December 2024.
Here's a breakdown of the highest and lowest values for each month:
These fluctuations in the value are worth noting, as they may indicate underlying trends or patterns that can inform our analysis.
Frequently Asked Questions
What is the 2 year T-note rate?
Unfortunately, the provided information does not mention the 2-year T-note rate. However, the current yield for a 4.324% rate is mentioned, which may be related to a different type of bond or investment.
How does a 2 year treasury note pay out?
A 2-year Treasury Note pays a fixed rate of interest every six months, with the final payment made at maturity. You can choose to hold it until it matures or sell it before, but be aware that selling early may not get you the full return.
How often is interest paid on a 2 year treasury note?
Interest on a 2-year treasury note is paid semi-annually. This means you'll receive interest payments every 6 months until the note matures in 2 years.
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