1st Franklin Financial Commerce GA Financial Solutions for All

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1st Franklin Financial Commerce GA is a trusted name in the financial services industry, offering a wide range of solutions to meet the diverse needs of its customers.

With its headquarters in Commerce, GA, the company has been serving the community for over 50 years, providing expert advice and personalized service to individuals, families, and businesses.

From personal loans to business financing, 1st Franklin Financial Commerce GA has the resources and expertise to help you achieve your financial goals.

Their experienced team is dedicated to finding the right solution for each customer, taking the time to understand their unique situation and providing tailored advice and support.

Loan Information

1st Franklin Financial offers personal loans with flexible repayment terms, ranging from 3 to 60 months, depending on the loan amount.

Their loan amounts vary from $500 to $25,000, making them a suitable option for individuals with different financial needs.

To qualify for a loan, you must be at least 18 years old, have a valid government-issued ID, and provide proof of income.

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A credit score is not required to apply for a loan, but you must have a steady income and a clean credit history.

You can apply for a loan in person, over the phone, or online, making it convenient for customers with different preferences.

The loan application process typically takes a few minutes to complete, and you can expect a decision within a short period.

1st Franklin Financial charges interest rates ranging from 18.99% to 35.99% APR, depending on the loan amount and term.

Their loan fees include origination fees, late payment fees, and other charges, which are clearly outlined in the loan agreement.

By understanding the loan terms and conditions, you can make an informed decision about borrowing money from 1st Franklin Financial.

Online Services

With 1st Franklin Financial, you can easily manage your account online. You'll be able to sign up for Online Investment Services by completing a form and returning it to the Investment Center.

You'll then be able to login to manage your Investments, view your history, make transfers between Senior Demand Notes, and more.

Customers can also make payments online, at the 1st Franklin Financial location, or through the mail, giving them the flexibility to choose how they want to pay.

Online Bill Payment Service

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You can make payments online through 1st Franklin Financial, but you can't initiate payments directly from your Senior Demand Notes online.

Customers can easily make payments online, at the company's location, or through the mail, relieving your business of any payment-related work.

To make online payments, you'll need to set up a 3rd party service, such as payroll or a credit card account, to direct payments to your Senior Demand Note.

You can also have customers pay 1st Franklin Financial directly, and the company will handle the payment process.

To set up automatic payments, you'll need to contact the Investment Center for applicable routing numbers and complete instructions.

Customers have the flexibility to choose how they make payments, and you can simply direct them to 1st Franklin Financial for payment processing.

After Hour Approvals

With online services, you can submit credit applications at times that suit you, not just during office hours. Decision Power is available 17 hours a day.

$ 100 banknotes, money, make 100 coins on Franklin
Credit: pexels.com, $ 100 banknotes, money, make 100 coins on Franklin

You can submit applications over the weekend or after office hours, which can improve your customer service. Decision Power is available from 7:00 am to 12:00 am (EST & CST).

If you need to submit an application outside of office hours, you can use the DEALS program, which is available 24 hours a day, seven days a week. This means you can submit applications at any time, without having to wait until office hours.

Investments

To make an investment with 1st Franklin, you can simply call them at 706-886-7571 or 800-282-0709 to speak with a representative who will guide you through the process.

Sales of certain investments are strictly regulated, so you won't be able to purchase them online. You'll need to speak with a representative to get started.

1st Franklin is licensed to sell Variable Rate Subordinated Debentures to residents of Georgia and South Carolina, and Senior Demand Notes to residents of Georgia only. Commercial Paper can be sold to residents of any state except California.

You'll be able to manage your 1st Franklin investment account online once you've completed a form and signed up for Online Investment Services.

Making an Investment

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To make an investment, you can simply call 706-886-7571 or 800-282-0709 to speak with one of our Investment Center representatives.

They'll provide you with the information you need to get started.

Some investments are sold only by prospectus and are strictly regulated, so you won't be able to purchase them online.

You'll need to speak with a representative to get started with those types of investments.

If you're looking to manage your 1st Franklin Investment account online, you'll be able to do so once you've signed up for Online Investment Services.

This involves completing a form and returning it to the Investment Center, after which you can click the "Login" link at the top right of any Investment Center webpage.

You'll need to sign up the first time you go to Online Investment Services, but after that, you'll be able to login and manage your investments, view your history, and make transfers between your Senior Demand Notes.

Not all states are eligible for all types of investments, so be sure to check the licensing requirements if you're interested in purchasing a specific investment.

Are Investments Insured?

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Investments are not typically insured by government agencies. This means that if the investment company goes bankrupt, you may not get your money back.

The Federal Deposit Insurance Corporation (FDIC) and Securities Investor Protection Corporation (SIPC) are two agencies that provide insurance for certain types of investments, but our investments are not covered by these organizations.

Investors must rely solely on the company's ability to pay principal and interest on its investments. This can be a risk, as there is no guarantee that the company will be able to make payments.

Frequently Asked Questions

What happened to first Franklin financial Corporation?

First Franklin Financial Corporation was sold to Merrill Lynch in December 2006 for $1.3 billion. This sale occurred as the subprime mortgage lending market began to experience a significant shakeout.

What credit score is needed for 1st Franklin Financial?

To be eligible for a 1st Franklin Financial personal loan, you'll need a minimum credit score of 500. Check with 1st Franklin Financial for the most up-to-date credit score requirements and to learn more about their loan options.

How much can you borrow from 1st Franklin Financial?

You can borrow up to $15,000 from 1st Franklin Financial. Learn more about their loan options and eligibility requirements.

How many branches does 1st Franklin Financial have?

We have over 370 branches across the Southeast. Our extensive network is here to serve you.

Felicia Koss

Junior Writer

Felicia Koss is a rising star in the world of finance writing, with a keen eye for detail and a knack for breaking down complex topics into accessible, engaging pieces. Her articles have covered a range of topics, from retirement account loans to other financial matters that affect everyday people. With a focus on clarity and concision, Felicia's writing has helped readers make informed decisions about their financial futures.

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